Mobile payments and e-wallets (e.g. SnapScan, Apple Pay), Online banking and digital-only banks (e.g. TymeBank), Crypto assets and blockchain platforms (e.g. Bitcoin, Ethereum), Robo-advisors and automated investment tools, Buy-now-pay-later solutions (e.g. PayJustNow), Peer-to-peer lending and crowdfunding platforms, FinTech radically alters how people access, move, invest, and store money—faster, cheaper, and, without the constraints of traditional banking systems.
- Teacher: Delia Green
3.5
FPI24017740
The digital transformation of South Africa’s financial services sector has brought unprecedented opportunities—but also significant new risks. As financial institutions expand their digital footprints, they become prime targets for sophisticated cybercriminals, syndicates, and even hostile state actors.
- Teacher: Delia Green
4.5
FPI24017737
This course serves a crucial purpose within the realm of financial services by outlining the essential procedures and responsibilities that Financial Advisory and Intermediary Services (FAIS) representatives must adhere to. Its primary objective is to ensure that FAIS representatives meticulously obtain, document, process, summarize, and elucidate all pertinent information related to the financial products they offer to clients.
- Teacher: Delia Green
4.5
FPI24017738
The Risk Management and Compliance Programme (RMCP) is a structured, documented framework that outlines how an Accountable Institution (AI) identifies, assesses, mitigates, and manages the risk of being used for money laundering (ML), terrorist financing (TF), and other financial crimes. It is the cornerstone of an institution’s compliance strategy under the Financial Intelligence Centre Act (FICA) and must be applied in a manner that is risk sensitive and proportionate to the institution's exposure and business model.
- Teacher: Delia Green
3.5
FPI24017739
This module focuses on the General Code of Conduct as it applies to representatives. It details the ethical and professional standards representatives must meet in every client interaction and throughout the process of rendering financial services.
- Teacher: Delia Green
3
FPI24017735
This course provides a practical and engaging overview of South Africa’s evolving financial regulation under the Conduct of Financial Institutions (COFI) Bill. Designed for financial professionals, compliance officers, and representatives, it demystifies COFI’s market conduct requirements, links them to existing frameworks like FAIS and TCF, and prepares you for the new era of client-centric, ethical financial service delivery.
- Teacher: Delia Green
5
FPI24017741
South Africa maintains a comprehensive and evolving legislative framework aimed at combating money laundering (ML), the financing of terrorism (FT), and other related financial crimes. The central pillar of this framework is the Financial Intelligence Centre Act 38 of 2001 (FICA), which was enacted to ensure the integrity of the country’s financial system and to align South African law with global anti-money laundering (AML) and counter terrorist financing (CTF) standards — particularly those set by the Financial Action Task Force (FATF).
- Teacher: Delia Green
3.5
FPI24017736
FICA is the cornerstone of South Africa’s fight against money laundering and the financing of terrorism. As an employee of an accountable institution, you are on the front line of this national effort. FICA applies to a broad range of industries, including financial services, real estate, legal services, insurance, and motor dealers, and places specific obligations on institutions and their staff. The law mandates the identification, monitoring, and reporting of potentially illegal financial activities. Non-compliance is not just a business risk, it’s a legal and criminal risk.
- Teacher: Delia Green
